Sharon McCutcheon

Frequently Asked Questions

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FAQ

No this is not a rent to buy home. We enable all clients to own their own home with their own bank loan should they qualify.

Whilst we refer to qualified mortgage brokers we don't specifically deal with the finance and are independent to that. We specialise in designing house and land packages that suits your needs and budget.

We specialise in empowering more first home buyers to enter the property market. We coach you to purchase your own home no matter what stage your at.

As long as you or your partner haven't purchased a home in Australia, you will both be eligible for the Great Start Grant.

Yes it does! You may be eligible for a NO DEPOSIT option and avoid mortgage insurance which generally around 10-12k based on a $400,000 purchase.

Yes, to be eligible for the great start grant you will need to purchase new as the government only offers on this currently.

New homes generally do have a higher premium on them and with that comes extended warranties, a brand new home and higher deductibles should you choose to turn this into an investment property at some point. You also have the advantage of customising the house just how like.

Of course you can. We pride ourselves in fact that we customise each house and land package to your needs and budget. From moving a wall to adding upgraded inclusions the only thing that will stop you is your imagination and budget.

We will use the lender that is best suited to your needs. Still to this date we have not used second tier lenders so you have the peace of mind knowing that you can purchase a home and get a very competitive rate.

When comparing similar homes we are finding that with current interest rates it's actually cheaper to own than rent. On the same type of house the interest only repayments are always less than what the standard rent tends to be and the principle repayment is the same as putting money into a savings account because you don't lose it.

Well at the end of the day you need to make sure you are happy with your decision however, you need to remember this really important point.. At some point in your life you are going to live somewhere you don’t want to live. You just have the choice if you want it to be now when you can upgrade to the Taj Mahal or when you are retired and have no choice.

It won’t be and I know that sounds like a huge shock to you right now. The point is if we look back since we first turned 18 to how many jobs, partners, cars etc that we have had you will understand why this isn’t going to be your forever home. What I tell clients is you just need to be able to see yourself living in it for 2 years and then we can look at upgrading you to the next home. We as humans are creatures of habit. I guarantee at the next house you will have your own cafes and favourite restaurants that will be close by and you will no doubt forget all about the old ones.

That will really depend on you and how quick you want to move into your next home. We tell people with a good plan you can look at upgrading in anywhere from 2 to 5 years. Potentially earlier if you knuckle right down.

We can help with this. Whilst we can’t steal the design that you have seen elsewhere we can create a home very similar to the point you wont know a difference. The best part is we can customise it to exactly how you want it so its just a case of putting your imagination on to the paper.

Of course I can. I will do some research on RP Data and speak to the agent. If there is any room to move with the negotiation of the land I will secure it for you.

Fixed price contracts refer to contracts where you don’t pay above that price. We ONLY focus on fixed price contracts with all our clients to ensure you aren’t getting hit with big fees part way through your build. You have the security of knowing that the price on the contract, Is the price on the contract!

YES they are. Not only are they full turn key but we ensure that the quality of the home and the inclusions that we provide are well above that of a normal builder. I know it sounds crazy but we ensure that it’s a home we build you and not a house. This is a place of good times and memories, not sacrifices and cheapness! Our inclusions list is as much as $20,000 to $30,000 more than the other builder’s standard ranges.

You are looking at approx. 14 – 16 weeks for your home to be build however, Don’t expect to have the keys in that period. What a lot of other companies neglect to tell you is that from the day you go to contract to the day you get the keys to your home is generally around 6 months.

As I work closely with my recommended builders I am able to secure 2 things, A discounted rate for you and my fee for service. As they would require hiring an employee to do the jobs I fulfil it is just saving them and you money.